Plan Your Dream Home Purchase
Get accurate mortgage calculations with Ontario-specific costs including CMHC insurance and land transfer tax
Mortgage Details
20.0% of home price
Your Monthly Payment
Ontario Costs
Loan Summary
Ontario Home Buying Tips
Essential information for first-time and experienced home buyers in Ontario
CMHC Insurance
Required for down payments under 20%. Protects lenders and enables homeownership with smaller down payments.
Land Transfer Tax
Ontario provincial tax on property transfers. First-time buyers may qualify for rebates up to $4,000.
Payment Frequency
Accelerated bi-weekly payments can save thousands in interest and reduce amortization time.
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Disclaimer: This calculator provides estimates only. Actual rates, terms, and costs may vary. CMHC insurance rates and land transfer tax calculations are based on current Ontario regulations and may change. Please consult with Kash Singh or a qualified mortgage professional for accurate quotes and personalized advice.